A clear next step
See what’s paid, what’s due, and what still needs your attention. Partial payments and earlier unpaid months stay in view.
A little less mental math
Your bills.
One clear
month.
Rent or a mortgage. Cards, utilities, and the subscriptions you keep track of. Know what you still owe, and check it off as you go.
Free during beta · No credit card required
You add the bills. You confirm the payments.
No bank connection needed.
Try a sample month
Your month, in view
Left to pay
$1,808
0 of 3 paid
A little room to breathe.
The monthly checklist
Tap a bill to try it. Sample data only; no money moves.
Less to keep in your head
The whole month.
Not five different tabs.
A bill checklist with room for real life: changing amounts, partial payments, and more than one place to call home.
Your debt, alongside your bills
Track card and loan balances, log payments, and see your credit utilization without keeping a separate spreadsheet.
A record you can come back to
Look back at payment history, spot changing bill amounts, and export your records when you need them.
For your everyday
Your place. Your pace.
Renting, owning, or figuring out your next move: start with the bills you have today. Properties are optional.
Start with a single bill
For your rentals, too
More keys. Same clarity.
Built by a landlord. Group bills by property, log rent and host payouts, and see how much of the month they cover.
Rental incomeTenant bill splits
A small monthly ritual
From “did I pay that?” to done.
01
Bring your bills
Add one bill or paste a list, then review it before importing. Start with rent, a utility, or a subscription.
02
Make the month yours
Set amounts and due dates. Add cards, loans, or properties when you want more detail.
03
Check off what’s paid
Pay the way you normally do. Record it in Zerofy and see what’s left on your list.
Build a calmer routine
Get to know your month.
On us, during beta.
Use the current features for free while we learn what makes Zerofy useful in your everyday life.
Paid plans will come later. Beta users will hear first, and a free tier will remain available.
Zerofy BetaAll current features
$0during beta
- Bills, subscriptions, cards & loans
- Optional properties & rental income
- Partial payments & overdue tracking
- Payment history & CSV export
No credit card. No trial countdown.
A few things you might be wondering.
Can I use Zerofy if I rent?
Yes. Start with rent, utilities, subscriptions, or card payments. You don’t need to add a property or a financial account to track a bill.
Does Zerofy connect to my bank or pay my bills?
Not currently. Add bills yourself or paste a list to review and import. Pay through your usual provider, then record the payment here. Zerofy doesn’t move money or automatically discover bank transactions.
What does it cost?
All current features are free during beta, with no credit card required. Paid plans aren’t available yet. Beta users will hear about changes first, and we’ve committed to keeping a free tier.
Can I use it on my phone?
Yes. Use Zerofy in your phone’s browser and add it to your home screen for easy access. You can use the same account on your computer.
What happens to my data?
Your records are scoped to your account. We don’t sell your data or run ads. You can export your records as CSV; the Privacy page explains storage and the optional Zero AI helper.